As this country comes ever closer to an economic tipping point, it is more critical now than it has ever been to be forward thinking. That is why for baby boomers who have not yet reached retirement every aspect of their life in the near future will be paramount in how their later years unfold. As the most important election of my life is about to take place in the next month, and the issues of what to do about the overburdened Social Security and Medicare programs will undoubtedly be drastically changed forever, it is time for the Baby Boomers who have some time before they reach their age of retirement to put several things under a microscope. Without going into politics too much, as I personally believe that neither side is willing to offer legitimate answers to the tough problems, I will say that no matter who is elected the issue of self preservation of wealth, assets, and healthcare becomes ever more critical. Cuts are going to be coming and there is no getting around that.